CMS 2026 Compliant โ€ข Jornaya Certified

High-Intent Health Insurance, ACA & Medicare
Live Transfers & Inbound Calls

Scale your licensed health agency or FMO with pre-screened inbound calls and live transfers. Pre-qualified for Under-65 ACA subsidy plans ($0 premium) or Medicare Advantage/Supplement enrollment with full CMS marketing guideline adherence.

< 15ms
Routing Decision Latency
82.4%
Long Call Rate (> 180s)
100%
Jornaya LeadID Verified
$0
Seat & Platform Licenses
DYNAMIC TELEPHONY MODELING

Predictable Inbound Volume & Buffer Pricing

Select your target buffer length and daily call volume to calculate your exact unit cost, daily budget, and projected revenue.

Daily Inbound Volume: Tier 2: Growth Floor (50 - 150 calls/day) 75 calls / day
COST PER QUALIFIED CALL
$60.00
PROJECTED DAILY BUDGET
$4,500
MONTHLY ALLOCATION (22 DAYS)
$99,000
EST. GROSS CLIENT REVENUE
$1,270,500
*Revenue projection modeled on standard licensed agency benchmarks (~24% conversion on qualified buffer). You only pay for calls that exceed your selected buffer threshold. Pre-call wallet enforcement prevents negative balance exposure.
Deploy Custom PBX Allocation
END-TO-END ARCHITECTURE

The CallDrive Sub-Millisecond Health, ACA & Medicare Routing Engine

How high-intent consumer inquiries become closed retainers and booked clients in under 15 milliseconds.

1

High-Intent Inbound Dial

Targeted digital campaign generates inbound call. Jornaya LeadID token and CMS TCPA consent captured in real time.

2

C-Native FreeSWITCH Core

Carrier gateway executes dialplan routing in <15ms. National DNC and litigator scrubbing executes before bridging.

3

AI Speech Pre-Screening

Interactive voice qualification confirms U.S. residency, Under-65 ACA subsidy status or Medicare Part A/B enrollment.

4

Warm Transfer to Licensed Agent

Call bridges to your licensed floor with whisper audio and screen-pop webhook data delivering applicant details.